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Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. When i turned 18, i was on top of the world. Some cards offer more than a year of 0% apr and have incentives for transferring balances from other cards. I'd moved away for college. Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand.

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Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial.

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